Understanding Credit and Debt

These three courses cover the basics of credit, debt and negotiating with creditors.

Credit 101: 

Basic knowledge about credit, the credit industry, and utilizing credit as an asset.

Debt 101: 

Introducing the concepts of debt and time-value, plus how to sort through your options, and strategies for successfully paying down debt.

Negotiating with Creditors: 

The nature and process of negotiation and strategies for successful negotiation, specifically focusing on negotiating with creditors, examining consumer rights and some techniques debt collectors might use against you.